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Change of Use / Change of Occupancy in Loveland, Colorado

The City of Loveland distinguishes between a 'Change in Tenancy Permit' (used when a new tenant wants a Certificate of Occupancy issued in their name, with the intended use of the space remaining the same) and a full change-of-use permit (which may require plans or evaluations stamped by a Colorado-licensed architect or engineer, since the use itself is changing). No standalone change-of-use application distinct from the general Building Division process was independently retrieved as directly-quoted primary-source text during this review.

Reviewed 2026-08-14 · Source

When you need this permit

  • CONFIRMED distinction: a Change in Tenancy Permit applies when a new tenant wants a Certificate of Occupancy in their name but the intended use of the space stays the same; a full change-of-use permit applies when the use itself is changing
  • A change-of-use permit may require plans or evaluations stamped by a Colorado-licensed architect or engineer
  • Contact City of Loveland Development Services ((970) 962-2505, eplan-building@cityofloveland.org for non-residential / eplan-res@cityofloveland.org for residential) to confirm requirements for a specific project

Required documents

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Not ready yet0 of 1 required documents checked.

This checker covers one permit. A full project usually triggers several — our paid checklist will assemble all of them, from $29

Fee schedule

Building Permit / Change of Use FeeReferenced in the City's 'Exhibit A — Schedule of Rates, Charges and Fees'; specific change-of-use line-item amount not independently extracted during this review. A technology fee surcharge (10% of Building Permit Fee + 10% of Plan Check Fee) applies as of June 1, 2025. Contact the Building Division ((970) 962-2505) for a current quote.
Not published — contact the department

Review timeline

Plan review
Not published — contact the department

How long did your Change of Use / Change of Occupancy permit actually take in Loveland?

Anonymous — one question, no email. Answers are combined and only shown once at least 5 people have reported.

Inspection process

  1. 1

    Final Inspection / Certificate of Occupancy

    Contact Development Services to confirm inspection requirements; differs depending on whether a Change in Tenancy Permit or a full change-of-use permit applies

See the full Loveland inspection guide — scheduling & re-inspection fees →

Tips

  • Loveland genuinely distinguishes a same-use tenant swap (Change in Tenancy Permit) from an actual change of use — don't assume the cheaper/simpler tenancy-change process applies if your new tenant's use classification is actually different from the prior occupant's.

Frequently asked questions

Loveland requires a change of use / change of occupancy permit for: CONFIRMED distinction: a Change in Tenancy Permit applies when a new tenant wants a Certificate of Occupancy in their name but the intended use of the space stays the same; a full change-of-use permit applies when the use itself is changing; A change-of-use permit may require plans or evaluations stamped by a Colorado-licensed architect or engineer; Contact City of Loveland Development Services ((970) 962-2505, eplan-building@cityofloveland.org for non-residential / eplan-res@cityofloveland.org for residential) to confirm requirements for a specific project. If your project isn't listed, confirm with City of Loveland Building Division (Development Services Department) at (970) 962-2505 before starting work.

Loveland does not publish a plan-review timeline for this permit. Contact City of Loveland Building Division (Development Services Department) at (970) 962-2505 for current turnaround.

You'll need: Change in Tenancy Permit or Change of Use Permit Application. Depending on your project, Loveland may also ask for: Architect/Engineer-Stamped Plans or Evaluation. See the required-documents checklist on this page for details on each.

Loveland requires 1 inspection(s) for a change of use / change of occupancy permit, in order: Final Inspection / Certificate of Occupancy. Schedule each through City of Loveland Building Division (Development Services Department) ((970) 962-2505).

Apply through City of Loveland Building Division (Development Services Department) at 410 E. 5th Street, Loveland, CO 80537. Phone: (970) 962-2505, email: eplan-res@cityofloveland.org (residential); eplan-building@cityofloveland.org (non-residential). Office hours: Lobby Hours: Monday-Friday 7:30 AM-4:00 PM; Phone Hours: Monday-Friday 7:30 AM-3:30 PM. Inspection Line: (970) 962-2100. Official information: https://www.lovgov.org/services/development-services/building-division.

Loveland, Colorado has adopted: Colorado has no statewide mandatory building code for municipalities; each home-rule or statutory city adopts and amends its own building code edition. Colorado's only statewide floor is an energy/greenhouse-gas standard: House Bill 22-1362 (2022), codified in relevant part at C.R.S. Title 24 and repealing portions of the prior C.R.S. 30-28-211 energy-code statute, directs the Colorado Energy Code Board to publish a Model Electric Ready and Solar Ready Code and a Model Low Energy and Carbon Code, which local governments (and certain state agencies) must adopt on their own timelines or otherwise demonstrate equivalent/greater stringency. Source: Colorado General Assembly, HB22-1362 (leg.colorado.gov/bills/hb22-1362); Colorado Energy Office Energy Code Board. Applicants should confirm the specific edition/amendments in effect for their city, since Colorado building codes vary by municipality.; City of Loveland runs its own Building Division and adopts/amends its own code within the Unified Development Code (Title 18) and Municipal Code (Title 15) framework — it is NOT a DOLA/state-administered program. Effective July 1, 2026, the City Council-adopted amendments move Loveland to the 2024 International Building Code (IBC) and 2024 International Residential Code (IRC) family (referenced in the City's 'Building Code adopted changes (ICC 2024)' notice, approved on second reading June 2, 2026); prior to that date the currently effective editions are the 2021 IRC, 2021 IMC (Mechanical), and 2021 IFGC (Fuel Gas), per City of Loveland Residential HVAC/Gas Load Fast Track forms dated 5/27/2026. Source: City of Loveland Building Division homepage and Loveland Building Code Amendments page (lovgov.org/services/development-services/building-division; lovgov.org/services/development-services/building-division/loveland-building-code).; Effective July 1, 2026, City of Loveland adopts the Colorado Model Low Energy and Carbon Code (combining the Colorado Model Electric Ready and Solar Ready Code with the 2024 International Energy Conservation Code (IECC)) to satisfy the HB22-1362 statewide energy-code floor. Source: City of Loveland 'City Council approves building-related code changes' notice (lovgov.org/home/showpublisheddocument/63720/639162471002370000).; Effective July 1, 2026, City of Loveland adopts Appendix BC (Accessory Dwelling Units) from the International Residential Code, with local amendments to align with the Unified Development Code, and now allows a property owner to act as general contractor on an ADU provided all subcontractors hold a valid City of Loveland contractor license. Source: City of Loveland code-changes notice.; Effective July 1, 2026, City of Loveland adopts Appendix BE from the International Residential Code (Radon Control Methods) for all new commercial and residential buildings, with new rough-radon, final-radon, and radon-mitigation-certificate inspections. Source: City of Loveland code-changes notice.; Building Valuation Data Table (square-foot construction costs by ICC occupancy group and construction type), effective March 15, 2026, is used by the City to calculate building-permit valuation; the City's fee schedule states 'Building permit fees are based on the current ICC Fees' via the ICC Building Valuation Data publication (iccsafe.org/products-and-services/i-codes/code-development-process/building-valuation-data/). Source: City of Loveland Building Valuation Data Table PDF (lovgov.org/home/showpublisheddocument/60277/639090010225200000) and 2026 Fee Schedule (lovgov.org/home/showpublisheddocument/60275/639089984528770000).. Local amendments apply — see the Loveland overview page for the full list.

It depends: a Change in Tenancy Permit covers a new tenant taking over the same use (Certificate of Occupancy reissued in their name), while an actual change of use may require plans stamped by a Colorado-licensed architect or engineer. Contact Development Services ((970) 962-2505) to confirm which applies to your project.

Sources & verification

Key facts verified against official sources. Last reviewed 2026-08-14.

Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.