Residential Building Permit (New Construction) in Loveland, Colorado
VerifiedRequired for construction of new single-family homes, duplexes, and other one- and two-family dwellings in Loveland. Reviewed against the City of Loveland's adopted building code (2021 IRC family through June 30, 2026; 2024 IRC family and Colorado Model Low Energy and Carbon Code effective July 1, 2026) plus City Design Criteria. Submittals are processed electronically by emailing eplan-res@cityofloveland.org.
Verified 2026-07-03 · Source
When you need this permit
- Building permit required for new single-family and two-family dwelling construction
- Plans must comply with the City of Loveland's currently adopted IRC edition and Design Criteria (130 MPH 3-second-gust wind, Exposure C; 30 psf ground snow load per the current Building Code Amendments page, moving to 35 psf under the ASCE update effective July 1, 2026; 30-inch minimum frost depth)
- Effective July 1, 2026, third-party energy inspections are required for all new residential buildings to verify what was submitted for review, and Appendix BE (Radon Control Methods) applies to all new residential buildings with rough-radon, final-radon, and radon-mitigation-certificate inspections
- Effective July 1, 2026, the Colorado Model Low Energy and Carbon Code (Colorado Model Electric Ready and Solar Ready Code + 2024 IECC) applies, per the statewide HB22-1362 energy-code floor
- Submittals are processed electronically; residential submittals go to eplan-res@cityofloveland.org, non-residential to eplan-building@cityofloveland.org
- A valid City of Loveland Contractor's License is required for structural, mechanical, electrical, or plumbing work on rental homes, multi-family buildings, and non-residential buildings; an owner-occupant may self-perform work in their primary residence with a Homeowner Affidavit
Required documents
- Required
Building Permit Application
Submitted electronically by email to eplan-res@cityofloveland.org
- Required
Construction Drawings
Site plan, foundation plan, floor plan, framing, elevations, and structural details consistent with the City's adopted IRC edition and Design Criteria
- Required
Residential Gas Load Form
Required for all new one- and two-family dwelling submittals involving gas piping; sized per IFGC Table 402.4(2) or IRC Table G2413.4(1)
- Optional
Homeowner Affidavit
Required only if the owner is self-performing work as their own contractor in their primary residence
Fee schedule
| Fee type | Amount | Notes |
|---|---|---|
| Building Permit Fee | Based on the current ICC Building Valuation Data (square-foot construction cost by occupancy group/construction type) applied to project square footage; e.g., R-3 (one- and two-family, Type VB) valuation is $175.92/sq ft effective March 15, 2026 | City of Loveland 2026 Fee Schedule and Building Valuation Data Table; fee schedule states 'Building permit fees are based on the current ICC Fees,' referencing iccsafe.org/products-and-services/i-codes/code-development-process/building-valuation-data/ |
| Residential Plan Review Fee | 65% of the Building Permit Fee | City of Loveland 2026 Fee Schedule |
| New Technology Fee — Permit Portion | 10% of the Building Permit Fee | City of Loveland 2026 Fee Schedule |
| New Technology Fee — Residential Plan Check Portion | 10% of the Residential Plan Check Fee | City of Loveland 2026 Fee Schedule |
| Re-Inspection Fee (per inspection, penalty) | $200.00 | City of Loveland 2026 Fee Schedule |
| Inspections outside normal business hours | $200.00 minimum (2-hour minimum), or total hourly City cost if greater | City of Loveland 2026 Fee Schedule |
| Additional Plan Review (changes/additions/revisions to approved plans) | $150.00 per hour, 1-hour minimum | City of Loveland 2026 Fee Schedule |
| Occupancy Permit (per building or shell), excludes single-family R-3 | $100.00, plus $50.00 for each additional non-residential improvement | City of Loveland 2026 Fee Schedule |
Review timeline
20–30 business days
Loveland’s published plan-review target
Inspection process
- 1
Foundation/Footing
Before concrete pour — verify forms, rebar, and foundation depth meets the 30-inch minimum frost depth
- 2
Water-Resistive Barrier
House wrap: one inspection after windows/doors installed. Zip-wall systems: two inspections (sheathing nailing/shear, then seam taping), performed just before exterior covering is installed
- 3
Framing
Structural framing including enlarged crawlspace access for under-floor fire protection (effective July 1, 2026)
- 4
Rough Radon / Final Radon
Effective July 1, 2026, required for all new residential buildings under adopted IRC Appendix BE, concluding with a radon mitigation certificate
- 5
Final Building Inspection
All work complete per approved plans and applicable affidavits/certifications (exhaust test, vapor barrier, roofing) on file
Tips
- The current plan review estimate for permits is 20-30 working days per round of review, per the City's Permitting FAQ's page.
- Building codes take effect July 1, 2026 (2024 ICC family plus the Colorado Model Low Energy and Carbon Code) — confirm which edition applies based on your submittal date.
- All permit submittals are processed electronically by email, not through an in-person or web portal at this time; the City's Accela online portal is stated as 'Coming in 2026' for online payments/permit management.
- A homeowner may self-perform work only in a home that is their primary residence, and must submit a Homeowner Affidavit.
Frequently asked questions
- How long does building permit review take in Loveland?
- The current plan review estimate is 20-30 working days per round of review. Source: City of Loveland Permitting FAQ's page.
- Where do I submit a building permit application in Loveland?
- Residential submittals are emailed to eplan-res@cityofloveland.org and non-residential submittals to eplan-building@cityofloveland.org. The City's online Accela portal is planned for mid-2026 launch.
Sources & verification
Verified against official sources. Last reviewed 2026-07-03.
- City of Loveland Building Division (Development Services Department) — official building department
- Building Division | City of Loveland
- Permitting FAQ's | City of Loveland
- Loveland Building Code Amendments | City of Loveland
- 2026 Fee Schedule (PDF) | City of Loveland
- Building Valuation Data Table (PDF) | City of Loveland
- City Council approves building-related code changes (PDF) | City of Loveland
- Building FAQs | City of Loveland
Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.
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