Re-Roofing Permit — Loveland, Colorado · Requirements sheet
Verified 2026-07-03 · Source: https://www.lovgov.org/home/showpublisheddocument/57314/637971251037200000
PermitBase is an independent reference and is not affiliated with any government agency. Requirements change and vary by project — confirm current details with the building department before you submit.
Re-Roofing Permit in Loveland, Colorado
Required for residential and commercial re-roofing in Loveland, governed by the 2021 IRC roofing provisions per the City's Building Division Roofing Requirements, with a revised contractor-photo-based mid-roof verification process effective January 1, 2026.
Verified 2026-07-03 · Source
When you need this permit
- Building permit required for any re-roofing; repairs under 100 sf are the only exemption from permitting
- Repair thresholds: under 100 sf repair not required to match existing shingle class; up to 49% requires a permit with repair allowed and shingles matching existing (allowed classification); 50% or greater requires complete removal and replacement with Class 4 impact-resistance (UL 2218) shingles
- Ice barrier required per R905.1.2; drip edge required at eaves and rakes per R905.2.8.5
- Class A fire rating required within the Loveland Fire Rescue Authority Wildland Urban Interface area; Class C (UL 790) minimum elsewhere
- Effective January 1, 2026: submit a re-roofing application with roof pitch(es) noted; take mid-roof installation photos in place of an in-person mid-roof inspection (contractor-performed, 10-12 images of required items); submit a roofing affidavit with all photos in one PDF to buildinginspectionletters@cityofloveland.org one day before the scheduled final inspection
- Contractor must provide an OSHA-approved ladder set (no telescoping ladders) extending at least 3 ft past the roof plane and attached to the house, unless the structure is over 2 stories or the pitch exceeds 6:12 (inspector reviews from the ground in that case)
Required documents
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Fee schedule
Review timeline
Inspection process
- 1
Mid-Roof (Photo-Documented)
Effective January 1, 2026, performed via contractor-submitted photos (not an in-person city inspection) showing ice barrier measurement, valley/sidewall flashing, underlayment, drip edge, and nailing pattern
- 2
Final Roof / Roofing Affidavit / Permit Completion
All three must be called in; requires date/time-stamped photos of the whole house (showing address) submitted the day before, plus an on-site OSHA-approved ladder set provided by the contractor (waived for 2+ story or >6:12 pitch structures)
See the full Loveland inspection guide — scheduling & re-inspection fees →
Tips
- A permit is required before any city inspector will inspect a roof — an unpermitted reroof cannot simply be inspected after the fact.
- A homeowner may complete their own reroof only if they own and are the primary resident of the home.
- If PV solar panels are on the roof, a roofer cannot remove/reinstall them — a licensed electrician must do so and be listed on the roofing permit application. Contractor
- Minimum asphalt shingle slope is 2:12 (two layers of underlayment required up to 4:12 per R905.1.1); mineral-surfaced roll roofing is allowed to 1:12.
- Loveland's Building Division publishes one governing plan-review turnaround for building permits rather than a roofing-specific figure: 'The current plan review estimate for permits is 20-30 working days per round of review,' per the City's Permitting FAQ's page. Re-roofs are issued as building permits by that same division under that same process; the City's dedicated 2021 IRC Roofing Requirements guide states no separate roofing review-time figure.
Frequently asked questions
Sources & verification
Verified against official sources. Last reviewed 2026-07-03.
Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.
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