Skip to main content
PermitBase

Re-Roofing Permit in Loveland, Colorado

Required for residential and commercial re-roofing in Loveland, governed by the 2021 IRC roofing provisions per the City's Building Division Roofing Requirements, with a revised contractor-photo-based mid-roof verification process effective January 1, 2026.

Verified 2026-07-03 · Source

When you need this permit

  • Building permit required for any re-roofing; repairs under 100 sf are the only exemption from permitting
  • Repair thresholds: under 100 sf repair not required to match existing shingle class; up to 49% requires a permit with repair allowed and shingles matching existing (allowed classification); 50% or greater requires complete removal and replacement with Class 4 impact-resistance (UL 2218) shingles
  • Ice barrier required per R905.1.2; drip edge required at eaves and rakes per R905.2.8.5
  • Class A fire rating required within the Loveland Fire Rescue Authority Wildland Urban Interface area; Class C (UL 790) minimum elsewhere
  • Effective January 1, 2026: submit a re-roofing application with roof pitch(es) noted; take mid-roof installation photos in place of an in-person mid-roof inspection (contractor-performed, 10-12 images of required items); submit a roofing affidavit with all photos in one PDF to buildinginspectionletters@cityofloveland.org one day before the scheduled final inspection
  • Contractor must provide an OSHA-approved ladder set (no telescoping ladders) extending at least 3 ft past the roof plane and attached to the house, unless the structure is over 2 stories or the pitch exceeds 6:12 (inspector reviews from the ground in that case)

Required documents

Check off what you have — your progress is saved on this device.

Not ready yet0 of 2 required documents checked.

This checker covers one permit. A full project usually triggers several — our checklist will assemble all of them, free →

Fee schedule

Building Permit Fee (valuation-based)City of Loveland 2026 Fee Schedule
Based on the current ICC Building Valuation Data applied to the stated project valuation
Residential Roof Permit (up to 4 units)City of Loveland 2026 Fee Schedule, Building section; 'all other roof permits use table' (i.e., valuation-based ICC table for larger/non-residential jobs)
$200.00

Review timeline

Plan reviewLoveland’s published plan-review target
20–30 business days

How long did your Re-Roofing Permit permit actually take in Loveland?

Anonymous — one question, no email. Answers are combined and only shown once at least 5 people have reported.

Inspection process

  1. 1

    Mid-Roof (Photo-Documented)

    Effective January 1, 2026, performed via contractor-submitted photos (not an in-person city inspection) showing ice barrier measurement, valley/sidewall flashing, underlayment, drip edge, and nailing pattern

  2. 2

    Final Roof / Roofing Affidavit / Permit Completion

    All three must be called in; requires date/time-stamped photos of the whole house (showing address) submitted the day before, plus an on-site OSHA-approved ladder set provided by the contractor (waived for 2+ story or >6:12 pitch structures)

See the full Loveland inspection guide — scheduling & re-inspection fees →

Tips

  • A permit is required before any city inspector will inspect a roof — an unpermitted reroof cannot simply be inspected after the fact.
  • A homeowner may complete their own reroof only if they own and are the primary resident of the home.
  • If PV solar panels are on the roof, a roofer cannot remove/reinstall them — a licensed electrician must do so and be listed on the roofing permit application. Contractor
  • Minimum asphalt shingle slope is 2:12 (two layers of underlayment required up to 4:12 per R905.1.1); mineral-surfaced roll roofing is allowed to 1:12.
  • Loveland's Building Division publishes one governing plan-review turnaround for building permits rather than a roofing-specific figure: 'The current plan review estimate for permits is 20-30 working days per round of review,' per the City's Permitting FAQ's page. Re-roofs are issued as building permits by that same division under that same process; the City's dedicated 2021 IRC Roofing Requirements guide states no separate roofing review-time figure.

Frequently asked questions

Yes, unless the repair area is less than 100 sf. Permits, ice barrier, drip edge, and (as of January 1, 2026) contractor-submitted mid-roof photos plus a final roofing affidavit are all required per City of Loveland Roofing Requirements.

In Loveland, the published Building Permit Fee (valuation-based) is: Based on the current ICC Building Valuation Data applied to the stated project valuation. Additional published fees: Residential Roof Permit (up to 4 units) — $200.00. These are the jurisdiction's own published figures — see the fee schedule table and source citations on this page.

The City of Loveland Building Division applies its single governing estimate of 20-30 working days per round of review (Permitting FAQ's page) to re-roofing permits; the City's dedicated Roofing Requirements guide publishes no separate roofing-specific review timeline.

You'll need: Re-Roofing Permit Application; Roofing Affidavit and Photo PDF. See the required-documents checklist on this page for details on each.

Loveland requires 2 inspection(s) for a re-roofing permit, in order: Mid-Roof (Photo-Documented), Final Roof / Roofing Affidavit / Permit Completion. Schedule each through City of Loveland Building Division (Development Services Department) ((970) 962-2505).

Apply through City of Loveland Building Division (Development Services Department) at 410 E. 5th Street, Loveland, CO 80537. Phone: (970) 962-2505, email: eplan-res@cityofloveland.org (residential); eplan-building@cityofloveland.org (non-residential). Office hours: Lobby Hours: Monday-Friday 7:30 AM-4:00 PM; Phone Hours: Monday-Friday 7:30 AM-3:30 PM. Inspection Line: (970) 962-2100. Official information: https://www.lovgov.org/services/development-services/building-division.

Loveland, Colorado has adopted: Colorado has no statewide mandatory building code for municipalities; each home-rule or statutory city adopts and amends its own building code edition. Colorado's only statewide floor is an energy/greenhouse-gas standard: House Bill 22-1362 (2022), codified in relevant part at C.R.S. Title 24 and repealing portions of the prior C.R.S. 30-28-211 energy-code statute, directs the Colorado Energy Code Board to publish a Model Electric Ready and Solar Ready Code and a Model Low Energy and Carbon Code, which local governments (and certain state agencies) must adopt on their own timelines or otherwise demonstrate equivalent/greater stringency. Source: Colorado General Assembly, HB22-1362 (leg.colorado.gov/bills/hb22-1362); Colorado Energy Office Energy Code Board. Applicants should confirm the specific edition/amendments in effect for their city, since Colorado building codes vary by municipality.; City of Loveland runs its own Building Division and adopts/amends its own code within the Unified Development Code (Title 18) and Municipal Code (Title 15) framework — it is NOT a DOLA/state-administered program. Effective July 1, 2026, the City Council-adopted amendments move Loveland to the 2024 International Building Code (IBC) and 2024 International Residential Code (IRC) family (referenced in the City's 'Building Code adopted changes (ICC 2024)' notice, approved on second reading June 2, 2026); prior to that date the currently effective editions are the 2021 IRC, 2021 IMC (Mechanical), and 2021 IFGC (Fuel Gas), per City of Loveland Residential HVAC/Gas Load Fast Track forms dated 5/27/2026. Source: City of Loveland Building Division homepage and Loveland Building Code Amendments page (lovgov.org/services/development-services/building-division; lovgov.org/services/development-services/building-division/loveland-building-code).; Effective July 1, 2026, City of Loveland adopts the Colorado Model Low Energy and Carbon Code (combining the Colorado Model Electric Ready and Solar Ready Code with the 2024 International Energy Conservation Code (IECC)) to satisfy the HB22-1362 statewide energy-code floor. Source: City of Loveland 'City Council approves building-related code changes' notice (lovgov.org/home/showpublisheddocument/63720/639162471002370000).; Effective July 1, 2026, City of Loveland adopts Appendix BC (Accessory Dwelling Units) from the International Residential Code, with local amendments to align with the Unified Development Code, and now allows a property owner to act as general contractor on an ADU provided all subcontractors hold a valid City of Loveland contractor license. Source: City of Loveland code-changes notice.; Effective July 1, 2026, City of Loveland adopts Appendix BE from the International Residential Code (Radon Control Methods) for all new commercial and residential buildings, with new rough-radon, final-radon, and radon-mitigation-certificate inspections. Source: City of Loveland code-changes notice.; Building Valuation Data Table (square-foot construction costs by ICC occupancy group and construction type), effective March 15, 2026, is used by the City to calculate building-permit valuation; the City's fee schedule states 'Building permit fees are based on the current ICC Fees' via the ICC Building Valuation Data publication (iccsafe.org/products-and-services/i-codes/code-development-process/building-valuation-data/). Source: City of Loveland Building Valuation Data Table PDF (lovgov.org/home/showpublisheddocument/60277/639090010225200000) and 2026 Fee Schedule (lovgov.org/home/showpublisheddocument/60275/639089984528770000).. Local amendments apply — see the Loveland overview page for the full list.

Sources & verification

Verified against official sources. Last reviewed 2026-07-03.

Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.