Tenant Improvement / Interior Remodel Permit (Tenant Finish) in Loveland, Colorado

Yes. The City requires a separate Tenant Finish/Interior Remodel permit for each individual tenant space; partial build-outs are not permitted under the core-and-shell new-construction permit.

In Loveland, the published Building Permit Fee is: Based on the current ICC Building Valuation Data (square-foot construction cost by occupancy group/construction type) applied to the tenant finish square footage and valuation. Additional published fees: Commercial Plan Review Fee — 65% of the Building Permit Fee; New Technology Fee - Permit Portion — 10% of the Building Permit Fee; New Technology Fee - Commercial Plan Check Portion — 10% of the Commercial Plan Check Fee; Re-Inspection Fee (per inspection, penalty) — $200.00; Inspections outside normal business hours — $200.00 minimum (2-hour minimum), or total hourly City cost if greater; Additional Plan Review (changes/additions/revisions to approved plans) — $150.00 per hour, 1-hour minimum; Occupancy Permit (per building or 'shell'), excludes single-family R-3; additional for each non-residential improvement — $100.00, plus $50.00 for each additional non-residential improvement; Temporary, Partial, or Conditional Certificate of Occupancy / Certificate of Completion — $1,000.00 for 30 days, unless otherwise approved by the Chief Building Official. These are the jurisdiction's own published figures — see the fee schedule table and source citations on this page.

The City of Loveland Building Division applies its single governing estimate of 20-30 working days per round of review (Permitting FAQ's page) to tenant finish/interior remodel permits; the Permitting FAQ's Non-Residential examples table explicitly lists 'Interior Remodel / Tenant Finish' as covered by this estimate.

You'll need: Non-Residential Building Permit Application - Existing Building Interior Remodel/Tenant Finish; Non-Residential and Multi-Unit Dwelling New Construction Building Permit Submittal Checklist. Depending on your project, Loveland may also ask for: Wastewater Discharge Survey (Attachment A); Electrical Worksheet (Attachment B); Transportation Worksheet (Attachment C); Cross-Connection/Backflow Prevention Questionnaire (Attachment D); Alcohol Beverage Manufacturing Survey Form; Food Service Establishment Application; Third Party Inspectors Policy and Approval Form. See the required-documents checklist on this page for details on each.

Loveland requires 5 inspection(s) for a tenant improvement / interior remodel permit (tenant finish), in order: Rough Electrical / Rough Mechanical / Rough Plumbing, Above Ceiling Electrical / Mechanical / Plumbing, Fire-Rough/Hydro, Final Electrical / Final Mechanical / Final Plumbing / Final Building, Certificate of Occupancy Issuance. Schedule each through City of Loveland Building Division (Development Services Department) ((970) 962-2505).

Apply through City of Loveland Building Division (Development Services Department) at 410 E. 5th Street, Loveland, CO 80537. Phone: (970) 962-2505, email: eplan-res@cityofloveland.org (residential); eplan-building@cityofloveland.org (non-residential). Office hours: Lobby Hours: Monday-Friday 7:30 AM-4:00 PM; Phone Hours: Monday-Friday 7:30 AM-3:30 PM. Inspection Line: (970) 962-2100. Official information: https://www.lovgov.org/services/development-services/building-division.

Loveland, Colorado has adopted: Colorado has no statewide mandatory building code for municipalities; each home-rule or statutory city adopts and amends its own building code edition. Colorado's only statewide floor is an energy/greenhouse-gas standard: House Bill 22-1362 (2022), codified in relevant part at C.R.S. Title 24 and repealing portions of the prior C.R.S. 30-28-211 energy-code statute, directs the Colorado Energy Code Board to publish a Model Electric Ready and Solar Ready Code and a Model Low Energy and Carbon Code, which local governments (and certain state agencies) must adopt on their own timelines or otherwise demonstrate equivalent/greater stringency. Source: Colorado General Assembly, HB22-1362 (leg.colorado.gov/bills/hb22-1362); Colorado Energy Office Energy Code Board. Applicants should confirm the specific edition/amendments in effect for their city, since Colorado building codes vary by municipality.; City of Loveland runs its own Building Division and adopts/amends its own code within the Unified Development Code (Title 18) and Municipal Code (Title 15) framework — it is NOT a DOLA/state-administered program. Effective July 1, 2026, the City Council-adopted amendments move Loveland to the 2024 International Building Code (IBC) and 2024 International Residential Code (IRC) family (referenced in the City's 'Building Code adopted changes (ICC 2024)' notice, approved on second reading June 2, 2026); prior to that date the currently effective editions are the 2021 IRC, 2021 IMC (Mechanical), and 2021 IFGC (Fuel Gas), per City of Loveland Residential HVAC/Gas Load Fast Track forms dated 5/27/2026. Source: City of Loveland Building Division homepage and Loveland Building Code Amendments page (lovgov.org/services/development-services/building-division; lovgov.org/services/development-services/building-division/loveland-building-code).; Effective July 1, 2026, City of Loveland adopts the Colorado Model Low Energy and Carbon Code (combining the Colorado Model Electric Ready and Solar Ready Code with the 2024 International Energy Conservation Code (IECC)) to satisfy the HB22-1362 statewide energy-code floor. Source: City of Loveland 'City Council approves building-related code changes' notice (lovgov.org/home/showpublisheddocument/63720/639162471002370000).; Effective July 1, 2026, City of Loveland adopts Appendix BC (Accessory Dwelling Units) from the International Residential Code, with local amendments to align with the Unified Development Code, and now allows a property owner to act as general contractor on an ADU provided all subcontractors hold a valid City of Loveland contractor license. Source: City of Loveland code-changes notice.; Effective July 1, 2026, City of Loveland adopts Appendix BE from the International Residential Code (Radon Control Methods) for all new commercial and residential buildings, with new rough-radon, final-radon, and radon-mitigation-certificate inspections. Source: City of Loveland code-changes notice.; Building Valuation Data Table (square-foot construction costs by ICC occupancy group and construction type), effective March 15, 2026, is used by the City to calculate building-permit valuation; the City's fee schedule states 'Building permit fees are based on the current ICC Fees' via the ICC Building Valuation Data publication (iccsafe.org/products-and-services/i-codes/code-development-process/building-valuation-data/). Source: City of Loveland Building Valuation Data Table PDF (lovgov.org/home/showpublisheddocument/60277/639090010225200000) and 2026 Fee Schedule (lovgov.org/home/showpublisheddocument/60275/639089984528770000).. Local amendments apply — see the Loveland overview page for the full list.