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Residential Addition / Remodel / Alteration Permit in Loveland, Colorado

Required for additions, remodels, and structural alterations to existing one- and two-family dwellings in Loveland, including basement finishes, decks, garages, and interior remodels affecting structural or life-safety elements. Reviewed against the City's currently adopted IRC edition. Submit via email to eplan-res@cityofloveland.org.

Verified 2026-07-03 · Source

When you need this permit

  • Building permit required for additions, remodels, and alterations affecting structural, fire, or life-safety elements (examples explicitly listed by the City: building additions, decks, storage sheds over 200 sf, basement finish, interior remodel, HVAC, demolition, carports)
  • Deck and Porch, Detached Garage, Basement Finish, Patio Cover & Carport, and Patio Enclosure each have a dedicated City submittal checklist
  • A Request to Amend/Revise an active building permit is required whenever plans are altered from the original approved application
  • A site plan showing lot lines, setbacks, and existing/proposed structures is required
  • Smoke alarms must be installed per R314.2.2 for alterations/repairs/additions requiring a permit; carbon monoxide alarms required per Colorado HB1091 (C.R.S. 12-01-105) for single-family dwellings with fuel-fired appliances or an attached garage undergoing permitted alterations

Required documents

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Fee schedule

Building Permit FeeCity of Loveland 2026 Fee Schedule
Based on the current ICC Building Valuation Data applied to project valuation/square footage (same methodology as new construction)
DecksCity of Loveland Building Valuation Data Table, footnote h: 'Decks = $45.00 per sq. ft.'
$45.00 per square foot valuation basis (Building Valuation Data Table, footnote h); permit fee calculated from that valuation
Residential Plan Review FeeCity of Loveland 2026 Fee Schedule
65% of the Building Permit Fee

Review timeline

Plan reviewLoveland’s published plan-review target
20–30 business days

How long did your Residential Addition / Remodel / Alteration Permit permit actually take in Loveland?

Anonymous — one question, no email. Answers are combined and only shown once at least 5 people have reported.

Inspection process

  1. 1

    Footing/Foundation

    Required before concrete pour for deck posts, garage foundations, or addition footings

  2. 2

    Framing

    Structural framing, connections to existing structure

  3. 3

    Final

    All work complete per approved plans

See the full Loveland inspection guide — scheduling & re-inspection fees →

Tips

  • Storage sheds over 200 sf require a residential building permit; carports also require a permit.
  • The current plan review estimate is 20-30 working days per round of review — the same estimate the City publishes for all building permit types.
  • A Request to Amend/Revise form (not a new application) is used whenever approved plans change mid-permit.

Frequently asked questions

Yes. Use the City of Loveland Deck and Porch submittal checklist; deck valuation for permit-fee purposes is calculated at $45.00 per square foot per the Building Valuation Data Table.

In Loveland, the published Building Permit Fee is: Based on the current ICC Building Valuation Data applied to project valuation/square footage (same methodology as new construction). Additional published fees: Decks — $45.00 per square foot valuation basis (Building Valuation Data Table, footnote h); permit fee calculated from that valuation; Residential Plan Review Fee — 65% of the Building Permit Fee. These are the jurisdiction's own published figures — see the fee schedule table and source citations on this page.

Loveland's published plan-review target for a residential addition / remodel / alteration permit is 20–30 business days.

You'll need: Building Permit Application; Construction Drawings. Depending on your project, Loveland may also ask for: Deck and Porch Checklist; Detached Garage Checklist; Basement Finish Checklist. See the required-documents checklist on this page for details on each.

Loveland requires 3 inspection(s) for a residential addition / remodel / alteration permit, in order: Footing/Foundation, Framing, Final. Schedule each through City of Loveland Building Division (Development Services Department) ((970) 962-2505).

Apply through City of Loveland Building Division (Development Services Department) at 410 E. 5th Street, Loveland, CO 80537. Phone: (970) 962-2505, email: eplan-res@cityofloveland.org (residential); eplan-building@cityofloveland.org (non-residential). Office hours: Lobby Hours: Monday-Friday 7:30 AM-4:00 PM; Phone Hours: Monday-Friday 7:30 AM-3:30 PM. Inspection Line: (970) 962-2100. Official information: https://www.lovgov.org/services/development-services/building-division.

Loveland, Colorado has adopted: Colorado has no statewide mandatory building code for municipalities; each home-rule or statutory city adopts and amends its own building code edition. Colorado's only statewide floor is an energy/greenhouse-gas standard: House Bill 22-1362 (2022), codified in relevant part at C.R.S. Title 24 and repealing portions of the prior C.R.S. 30-28-211 energy-code statute, directs the Colorado Energy Code Board to publish a Model Electric Ready and Solar Ready Code and a Model Low Energy and Carbon Code, which local governments (and certain state agencies) must adopt on their own timelines or otherwise demonstrate equivalent/greater stringency. Source: Colorado General Assembly, HB22-1362 (leg.colorado.gov/bills/hb22-1362); Colorado Energy Office Energy Code Board. Applicants should confirm the specific edition/amendments in effect for their city, since Colorado building codes vary by municipality.; City of Loveland runs its own Building Division and adopts/amends its own code within the Unified Development Code (Title 18) and Municipal Code (Title 15) framework — it is NOT a DOLA/state-administered program. Effective July 1, 2026, the City Council-adopted amendments move Loveland to the 2024 International Building Code (IBC) and 2024 International Residential Code (IRC) family (referenced in the City's 'Building Code adopted changes (ICC 2024)' notice, approved on second reading June 2, 2026); prior to that date the currently effective editions are the 2021 IRC, 2021 IMC (Mechanical), and 2021 IFGC (Fuel Gas), per City of Loveland Residential HVAC/Gas Load Fast Track forms dated 5/27/2026. Source: City of Loveland Building Division homepage and Loveland Building Code Amendments page (lovgov.org/services/development-services/building-division; lovgov.org/services/development-services/building-division/loveland-building-code).; Effective July 1, 2026, City of Loveland adopts the Colorado Model Low Energy and Carbon Code (combining the Colorado Model Electric Ready and Solar Ready Code with the 2024 International Energy Conservation Code (IECC)) to satisfy the HB22-1362 statewide energy-code floor. Source: City of Loveland 'City Council approves building-related code changes' notice (lovgov.org/home/showpublisheddocument/63720/639162471002370000).; Effective July 1, 2026, City of Loveland adopts Appendix BC (Accessory Dwelling Units) from the International Residential Code, with local amendments to align with the Unified Development Code, and now allows a property owner to act as general contractor on an ADU provided all subcontractors hold a valid City of Loveland contractor license. Source: City of Loveland code-changes notice.; Effective July 1, 2026, City of Loveland adopts Appendix BE from the International Residential Code (Radon Control Methods) for all new commercial and residential buildings, with new rough-radon, final-radon, and radon-mitigation-certificate inspections. Source: City of Loveland code-changes notice.; Building Valuation Data Table (square-foot construction costs by ICC occupancy group and construction type), effective March 15, 2026, is used by the City to calculate building-permit valuation; the City's fee schedule states 'Building permit fees are based on the current ICC Fees' via the ICC Building Valuation Data publication (iccsafe.org/products-and-services/i-codes/code-development-process/building-valuation-data/). Source: City of Loveland Building Valuation Data Table PDF (lovgov.org/home/showpublisheddocument/60277/639090010225200000) and 2026 Fee Schedule (lovgov.org/home/showpublisheddocument/60275/639089984528770000).. Local amendments apply — see the Loveland overview page for the full list.

Sources & verification

Verified against official sources. Last reviewed 2026-07-03.

Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.