Residential Addition / Remodel / Alteration Permit in Loveland, Colorado
VerifiedRequired for additions, remodels, and structural alterations to existing one- and two-family dwellings in Loveland, including basement finishes, decks, garages, and interior remodels affecting structural or life-safety elements. Reviewed against the City's currently adopted IRC edition. Submit via email to eplan-res@cityofloveland.org.
Verified 2026-07-03 · Source
When you need this permit
- Building permit required for additions, remodels, and alterations affecting structural, fire, or life-safety elements (examples explicitly listed by the City: building additions, decks, storage sheds over 200 sf, basement finish, interior remodel, HVAC, demolition, carports)
- Deck and Porch, Detached Garage, Basement Finish, Patio Cover & Carport, and Patio Enclosure each have a dedicated City submittal checklist
- A Request to Amend/Revise an active building permit is required whenever plans are altered from the original approved application
- A site plan showing lot lines, setbacks, and existing/proposed structures is required
- Smoke alarms must be installed per R314.2.2 for alterations/repairs/additions requiring a permit; carbon monoxide alarms required per Colorado HB1091 (C.R.S. 12-01-105) for single-family dwellings with fuel-fired appliances or an attached garage undergoing permitted alterations
Required documents
- Required
Building Permit Application
Emailed to eplan-res@cityofloveland.org
- Optional
Deck and Porch Checklist
City of Loveland fill-in checklist for deck/porch submittals
- Optional
Detached Garage Checklist
City of Loveland checklist for detached garage construction plans
- Optional
Basement Finish Checklist
City of Loveland checklist for basement finish submittals
- Required
Construction Drawings
Site plan and framing/structural details showing scope of work and connection to the existing structure
Fee schedule
| Fee type | Amount | Notes |
|---|---|---|
| Building Permit Fee | Based on the current ICC Building Valuation Data applied to project valuation/square footage (same methodology as new construction) | City of Loveland 2026 Fee Schedule |
| Decks | $45.00 per square foot valuation basis (Building Valuation Data Table, footnote h); permit fee calculated from that valuation | City of Loveland Building Valuation Data Table, footnote h: 'Decks = $45.00 per sq. ft.' |
| Residential Plan Review Fee | 65% of the Building Permit Fee | City of Loveland 2026 Fee Schedule |
Review timeline
20–30 business days
Loveland’s published plan-review target
Inspection process
- 1
Footing/Foundation
Required before concrete pour for deck posts, garage foundations, or addition footings
- 2
Framing
Structural framing, connections to existing structure
- 3
Final
All work complete per approved plans
Tips
- Storage sheds over 200 sf require a residential building permit; carports also require a permit.
- The current plan review estimate is 20-30 working days per round of review — the same estimate the City publishes for all building permit types.
- A Request to Amend/Revise form (not a new application) is used whenever approved plans change mid-permit.
Frequently asked questions
- Do I need a permit to build a deck in Loveland?
- Yes. Use the City of Loveland Deck and Porch submittal checklist; deck valuation for permit-fee purposes is calculated at $45.00 per square foot per the Building Valuation Data Table.
Sources & verification
Verified against official sources. Last reviewed 2026-07-03.
- City of Loveland Building Division (Development Services Department) — official building department
- Residential Forms | City of Loveland
- Deck and Porch Checklist (PDF) | City of Loveland
- Detached Garage Checklist (PDF) | City of Loveland
- Building Valuation Data Table (PDF) | City of Loveland
Fees, timelines, and adopted codes are researched from each jurisdiction's published records — see how we verify. Requirements change and vary by project, so always confirm the current details with the Loveland building department before you submit. PermitBase is an independent reference and is not affiliated with any government agency.
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